{"id":9770,"date":"2020-10-19T06:51:47","date_gmt":"2020-10-19T06:51:47","guid":{"rendered":"https:\/\/www.assanet.com.ni\/?page_id=9770"},"modified":"2023-05-24T20:33:54","modified_gmt":"2023-05-24T20:33:54","slug":"general-terms-and-conditions","status":"publish","type":"page","link":"https:\/\/www.assanet.com.ni\/en\/customer-service\/general-terms-and-conditions\/","title":{"rendered":"General Terms and Conditions"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_section-846610a46900e2f6cb21fdcba4cbe5dc\">\n.avia-section.av-av_section-846610a46900e2f6cb21fdcba4cbe5dc{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.assanet.com.ni\/wp-content\/uploads\/2020\/10\/manuales-reclamos.jpg);\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n.avia-section.av-av_section-846610a46900e2f6cb21fdcba4cbe5dc .av-section-color-overlay{\nopacity:0.7;\nbackground-color:#175582;\n}\n<\/style>\n<div 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.avia_textblock{\nfont-size:20px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-li25tnnk-a0f5020e2e0c7b3f568e52db35fb7698 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p class=\"titulo_baner\" style=\"text-align: center;\">General Terms and Conditions<\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_tab_section-869bd8f359c35a7f3a3a5c0dd4e0ea11\">\n.av-tab-section-outer-container.av-av_tab_section-869bd8f359c35a7f3a3a5c0dd4e0ea11 .av-tab-section-tab-title-container{\nbackground-color:#ebf5f5;\n}\n<\/style>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='faq-tab'  class='av-tab-section-container entry-content-wrapper main_color av-tab-slide-transition av-tab-content-auto  av-tab-above-content  avia-builder-el-3  el_after_av_section  avia-builder-el-last  tab-section-not-first container_wrap fullsize'  ><div class='av-tab-section-outer-container av-av_tab_section-869bd8f359c35a7f3a3a5c0dd4e0ea11'><div class='av-tab-section-tab-title-container avia-tab-title-padding-default' role='tablist'><a href='#general-lines' data-av-tab-section-title='1' class='av-section-tab-title av-active-tab-title no-scroll av-li25tt81-5e893894fd0211ca396c32f3b95e3e2c av-tab-with-icon av-tab-no-image ' role='tab' tabindex='0' aria-controls='av-tab-section-1-1'><span class='av-tab-section-icon avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue821' data-av_iconfont='entypo-fontello' ><\/span><span class='av-outer-tab-title'><span class='av-inner-tab-title'>General Lines<\/span><\/span><span class=\"av-tab-arrow-container\"><span><\/span><\/span><\/a><a href='#personal-lines' data-av-tab-section-title='2' class='av-section-tab-title  av-li25vvhf-302ed40dd1727bd4bca749bd71ce4821 av-tab-with-icon av-tab-no-image ' role='tab' tabindex='0' aria-controls='av-tab-section-1-2'><span class='av-tab-section-icon avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue80b' data-av_iconfont='entypo-fontello' ><\/span><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Personal Lines<\/span><\/span><span class=\"av-tab-arrow-container\"><span><\/span><\/span><\/a><\/div><div class='avia-slideshow-arrows av-tabsection-arrow' ><a href='#prev' class='prev-slide av_prev_tab_section av-tab-section-slide avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='left-open-big' data-av_iconset='svg_entypo-fontello' tabindex='-1' title=\"Previous\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-1'>Previous<\/title>\n<desc id='av-svg-desc-1'>Previous<\/desc>\n<path d=\"M14.464 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class='avia_hidden_link_text'>Next<\/span><\/a><\/div><div class='av-tab-section-inner-container avia-section-default' style='width:200vw; left:0%;'><span class=\"av_prev_tab_section av_tab_navigation\"><\/span><span class=\"av_next_tab_section av_tab_navigation\"><\/span>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-li25tt81-5e893894fd0211ca396c32f3b95e3e2c\">\n.av-layout-tab.av-li25tt81-5e893894fd0211ca396c32f3b95e3e2c{\nvertical-align:top;\n}\n<\/style>\n<div id='av-tab-section-1-1' class='av-layout-tab av-li25tt81-5e893894fd0211ca396c32f3b95e3e2c av-animation-delay-container  avia-builder-el-4  el_before_av_tab_sub_section  avia-builder-el-first  av-active-tab-content __av_init_open ' data-av-deeplink-tabs=\"\" data-av-tab-section-content=\"1\" data-tab-section-id=\"general-lines\"><div class=\"av-layout-tab-inner\"><div class=\"container\"><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_fifth-25347b0a799d5b9f7058434b2a9c3182\">\n.flex_column.av-av_one_fifth-25347b0a799d5b9f7058434b2a9c3182{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_fifth-25347b0a799d5b9f7058434b2a9c3182 av_one_fifth  avia-builder-el-5  el_before_av_one_third  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0\">\n.flex_column.av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0 av_one_third  avia-builder-el-6  el_after_av_one_fifth  el_before_av_one_third  flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-li25uruq-2e424e3f8e1183f989065e85d22c2aed '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><ul>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Automovil.pdf\">Car<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Todo-riesgo-de-construccion.pdf\">All-Risk Construction<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Incendio-y-lineas-aliadas.pdf\">Fire and Allied Lines<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Danos-a-equipo-electronico.pdf\">Damages to Electronic Equipment<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Metro-hogar.pdf\">Metro Home<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Metro-casa.pdf\">Metro House<\/a><\/li>\n<\/ul>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0\">\n.flex_column.av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0 av_one_third  avia-builder-el-8  el_after_av_one_third  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-li25vpn8-3eb762de655c659c857a908e398904a4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><ul>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Transporte.pdf\">Transport<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Equipo-contratista.pdf\">Contractor Equipment<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Fidelidad%20Comprensiva.pdf\">Comprehensive Fidelity<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Responsabilidad%20Civil.pdf\">Civil Liability<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Todo-Riesgo-de-Montaje.pdf\">All-Risk Assembly<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Fianza.pdf\">Surety<\/a><\/li>\n<\/ul>\n<\/div><\/section><\/div><\/p>\n<\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-li25vvhf-302ed40dd1727bd4bca749bd71ce4821\">\n.av-layout-tab.av-li25vvhf-302ed40dd1727bd4bca749bd71ce4821{\nvertical-align:top;\n}\n<\/style>\n<div id='av-tab-section-1-2' class='av-layout-tab av-li25vvhf-302ed40dd1727bd4bca749bd71ce4821 av-animation-delay-container  avia-builder-el-10  el_after_av_tab_sub_section  avia-builder-el-last  ' data-av-deeplink-tabs=\"\" data-av-tab-section-content=\"2\" data-tab-section-id=\"personal-lines\"><div class=\"av-layout-tab-inner\"><div class=\"container\"><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_fifth-25347b0a799d5b9f7058434b2a9c3182\">\n.flex_column.av-av_one_fifth-25347b0a799d5b9f7058434b2a9c3182{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_fifth-25347b0a799d5b9f7058434b2a9c3182 av_one_fifth  avia-builder-el-11  el_before_av_one_third  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0\">\n.flex_column.av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0 av_one_third  avia-builder-el-12  el_after_av_one_fifth  el_before_av_one_third  flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-li25wvyb-969cb72cada0aedcbd598b648c1a5452 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><ul>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Beneficio-Adicional-Muerte-Accidental-CV.pdf\">Additional Accidental Death Benefit &#8211; Group Life<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-BIAC-Colectivo-de%20-Vida.pdf\">BIAC Group Life<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Colectivo-de-Accidentes-Personales.pdf\">Group Personal Accidents<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Colectivo-de-Deudores.pdf\">Group Debtors&#8217;<\/a><\/li>\n<\/ul>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0\">\n.flex_column.av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_third-f7c1061df29de8cca6b42fcf455fe4a0 av_one_third  avia-builder-el-14  el_after_av_one_third  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-li25xnop-c4641fd4e25cba4d69aeba5f5b808d1a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><ul>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Colectivo-de-Vida.pdf\">Group Life<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/CG-Colectivos-Deudores-BIAC.pdf\">Group Debtors&#8217; (BIAC)<\/a><\/li>\n<li><a href=\"https:\/\/www.assanet.com.ni\/CondicionesGenerales\/Adendo-Polizas-liquidables-en-Forma-Mensual-Colectivo-de-Vida.pdf\">Addendum to policies payable on a monthly basis &#8211; Group Life<\/a><\/li>\n<\/ul>\n<\/div><\/section><\/div><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"parent":9769,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9770","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.assanet.com.ni\/en\/customer-service\/general-terms-and-conditions\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta 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