{"id":9747,"date":"2018-06-12T16:06:52","date_gmt":"2018-06-12T16:06:52","guid":{"rendered":"https:\/\/www.assanet.com.ni\/?page_id=9747"},"modified":"2023-05-18T20:31:24","modified_gmt":"2023-05-18T20:31:24","slug":"group-life","status":"publish","type":"page","link":"https:\/\/www.assanet.com.ni\/en\/products\/personal-lines\/group-life\/","title":{"rendered":"Group Life"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_section-7865d194ea0ac6c9cc38b6da5375b19e\">\n.avia-section.av-av_section-7865d194ea0ac6c9cc38b6da5375b19e .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.assanet.com.ni\/wp-content\/uploads\/2021\/06\/seguro-gastos-medicos.jpg);\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n.avia-section.av-av_section-7865d194ea0ac6c9cc38b6da5375b19e .av-section-color-overlay{\nopacity:0.4;\nbackground-color:#002d73;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-av_section-7865d194ea0ac6c9cc38b6da5375b19e main_color avia-section-small avia-no-border-styling  avia-builder-el-0  el_before_av_one_full  avia-builder-el-first  avia-full-stretch av-parallax-section avia-bg-style-parallax av-section-color-overlay-active av-minimum-height av-minimum-height-custom av-height-custom  container_wrap fullsize'  data-section-bg-repeat='stretch' data-av_minimum_height_px='300'><div class='av-parallax' data-avia-parallax-ratio='0.3' ><div class='av-parallax-inner main_color avia-full-stretch'><\/div><\/div><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' style='height:300px'><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-9747'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-e86b28eae1acbb727336811f4f56ccbf\">\n#top .flex_column.av-av_one_full-e86b28eae1acbb727336811f4f56ccbf{\nmargin-top:0px;\nmargin-bottom:0px;\n}\n.flex_column.av-av_one_full-e86b28eae1acbb727336811f4f56ccbf{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n.responsive #top #wrap_all .flex_column.av-av_one_full-e86b28eae1acbb727336811f4f56ccbf{\nmargin-top:0px;\nmargin-bottom:0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-e86b28eae1acbb727336811f4f56ccbf av_one_full  avia-builder-el-1  avia-builder-el-no-sibling  first flex_column_div av-animated-generic left-to-right av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lhtkoih6-60622eb49570b7a611ec8019edd8afd3\">\n#top .av_textblock_section.av-lhtkoih6-60622eb49570b7a611ec8019edd8afd3 .avia_textblock{\nfont-size:40px;\ncolor:#ffffff;\n}\n\n@media only screen and (max-width: 479px){ \n#top .av_textblock_section.av-lhtkoih6-60622eb49570b7a611ec8019edd8afd3 .avia_textblock{\nfont-size:20px;\n}\n}\n<\/style>\n<section  class='av_textblock_section av-lhtkoih6-60622eb49570b7a611ec8019edd8afd3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p class=\"titulo_baner\" style=\"text-align: center;\">Group Life<\/p>\n<\/div><\/section><\/div><\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-9747'><div class='entry-content-wrapper clearfix'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-c091c5014fcc9b6b45498548b3248155\">\n#top .flex_column.av-av_one_full-c091c5014fcc9b6b45498548b3248155{\nmargin-top:-40px;\nmargin-bottom:0px;\n}\n.flex_column.av-av_one_full-c091c5014fcc9b6b45498548b3248155{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n.responsive #top #wrap_all .flex_column.av-av_one_full-c091c5014fcc9b6b45498548b3248155{\nmargin-top:-40px;\nmargin-bottom:0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-c091c5014fcc9b6b45498548b3248155 av_one_full  avia-builder-el-3  el_after_av_section  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-lhtkp4l4-666ba7efcfe2dd1d818010feb1b33d5b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>This insurance consists of the payment of the insured sum to the family members and\/or beneficiaries of the principal insured in the event of his death due to natural or accidental causes. It is intended, for example, for members of a club, employees of a company, members of an organization, debtors of a financial institution or company, debtors of a creditor, parents of students, etc.<\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_half-79ff81c021393065cee878051452f6a6\">\n.flex_column.av-av_one_half-79ff81c021393065cee878051452f6a6{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_half-79ff81c021393065cee878051452f6a6 av_one_half  avia-builder-el-5  el_after_av_one_full  el_before_av_one_half  first flex_column_div av-zero-column-padding  column-top-margin'     ><div  class='togglecontainer av-lhtkuy4u-c03d28e58ccae0c9f79fd922eb1d350f av-elegant-toggle  avia-builder-el-6  avia-builder-el-no-sibling  toggle_close_all' >\n<section class='av_toggle_section av-lhtkuwbi-f1e28b3bd8435e9c4eec6be9fb218518'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"Group Life \" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Group Life \" data-aria_expanded=\"Click to collapse: Group Life \">Group Life <span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p><strong>Group Insurance aimed at:<\/strong><\/p>\n<ul>\n<li>Worker&#8217;s Collectives<\/li>\n<li>Members of Cooperatives<\/li>\n<li>Members of Associations<\/li>\n<li>Debtors of Financial Institutions<\/li>\n<\/ul>\n<p><strong>Admission Age:\u00a0<\/strong><\/p>\n<ul>\n<li>Group Life: From 15 to 70 Years of Age (both ages included)<\/li>\n<li>Additional Benefits<\/li>\n<li>Accidental Death and Dismemberment (AD&amp;D) Benefit: 15 to 65 Years of Age (both ages included)<\/li>\n<li>Total and Permanent Disability Benefit as a result of BIAC Illness or Accident: 15 to 65 Years of Age (both ages included)<\/li>\n<li>Funeral Expenses: 15 to 70 Years of Age (both ages included)<\/li>\n<\/ul>\n<p><strong>Termination Age:<\/strong><\/p>\n<ul>\n<li>Group Life: 71 Years<\/li>\n<li>Additional Benefits<\/li>\n<li>Accidental Death and Dismemberment (DI) Benefit: 66 Years<\/li>\n<li>Total and Permanent Disability Benefit as a Result of BIAC Illness or Accident: 66 Years<\/li>\n<li>Funeral Expenses: 71 Years<\/li>\n<\/ul>\n<p><strong>Coverage Offered:<\/strong><\/p>\n<p>Basic Coverage: covers death from any cause, which may be natural or accidental. In the case of natural death, it must be caused by an illness arising after the effective date of the policy.<\/p>\n<p>We can add three additional benefits to the Basic Coverage, which are:<\/p>\n<ul>\n<li>Accidental Death and Dismemberment Benefit: this benefit indemnifies the beneficiaries with an additional amount equal to the basic insurance; that is to say, it doubles the amount of the indemnity in case the death of the insured is the result of an accident. If death does not occur as a result of the accident and the insured loses some of his limbs, the indemnity received is based on the table of indemnities for loss of limbs included in the clauses of this benefit.<\/li>\n<li>Total and Permanent Disability Benefit as a result of an Illness or Accident: in the event that the person becomes totally unable to work, the company pays the insured the amount corresponding to the basic insurance in five annuities.<\/li>\n<li>Funeral Expenses: the coverage is the same as the basic insurance; what changes is the amount of the indemnity, which is normally a fixed amount, never exceeding US$ 2,000.00.<\/li>\n<\/ul>\n<p>It should be noted that the three benefits mentioned above are optional; in the case of Debtors of Financial Institutions, we only offer Basic Coverage and the Disability Benefit.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-lhtkxgdl-0ef328172b88cfe24b7311b2c728eaa1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"Group Personal Accidents\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Group Personal Accidents\" data-aria_expanded=\"Click to collapse: Group Personal Accidents\">Group Personal Accidents<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p><strong>Group Insurance aimed at:<\/strong><\/p>\n<ul>\n<li>Worker&#8217;s Collectives<\/li>\n<li>Members of Cooperatives<\/li>\n<li>Members of Associations<\/li>\n<li>University Students<\/li>\n<\/ul>\n<p>Admission Ages: From 15 to 70 years of age (both ages included).<\/p>\n<p>Termination Ages: 71 years old.<\/p>\n<p><strong>Coverage Offered:<\/strong><\/p>\n<ul>\n<li>Accidental Death<\/li>\n<li>Total and Partial Permanent Disability resulting from an accident.<\/li>\n<li>Reimbursement of Medical Expenses due to Accident. The maximum indemnity is determined by two modalities which are 10% and 20% of the sum insured offered for accidental death.\n<p>It should be noted that this Medical Expense Reimbursement Coverage is the only one that is optional.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_half-49f6e875884219cf77c24341e550af53\">\n.flex_column.av-av_one_half-49f6e875884219cf77c24341e550af53{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_half-49f6e875884219cf77c24341e550af53 av_one_half  avia-builder-el-7  el_after_av_one_half  avia-builder-el-last  flex_column_div av-zero-column-padding  column-top-margin'     ><div  class='togglecontainer av-lhtl7apo-e85a2af94536f6476421921a126086be av-elegant-toggle  avia-builder-el-8  avia-builder-el-no-sibling  toggle_close_all' >\n<section class='av_toggle_section av-lhtl6pih-92e97f11fbd9ebf4ee89650ef0a34f36'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-3' data-fake-id='#toggle-id-3' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3' data-slide-speed=\"200\" data-title=\"Group Debtors\u2019\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Group Debtors\u2019\" data-aria_expanded=\"Click to collapse: Group Debtors\u2019\">Group Debtors\u2019<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' aria-labelledby='toggle-toggle-id-3' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Basic Coverage: covers death from any cause, which may be natural or accidental; in the case of natural death, it must be caused by an illness arising after the effective date of the policy.<\/p>\n<p>We can add three additional benefits to the Basic Coverage, which are:<\/p>\n<ul>\n<li>Accidental Death and Dismemberment Benefit: this benefit indemnifies the beneficiaries with an additional sum equal to the basic insurance; that is to say, it doubles the amount of the indemnity in case the death of the insured is the result of an accident. If death does not occur as a result of the accident and the insured loses some of his limbs, the indemnity received is based on the table of indemnities for loss of limbs included in the clauses of this benefit.<\/li>\n<li>Total and Permanent Disability Benefit as a result of an Illness or Accident: in the event that the person becomes totally unable to work, the company pays the insured in five annuities the sum corresponding to the basic insurance.<\/li>\n<li>Funeral Expenses: the coverage is the same as the basic insurance; what changes is the amount of the indemnity, which is normally a fixed amount, never more than US$ 2,000.00.<\/li>\n<\/ul>\n<p>It should be noted that the three benefits mentioned above are optional. In the case of Debtors of Financial Institutions, we only offer Basic Coverage and the Disability Benefit.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"parent":9745,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9747","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.assanet.com.ni\/en\/wp-json\/wp\/v2\/pages\/9747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assanet.com.ni\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assanet.com.ni\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assanet.com.ni\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assanet.com.ni\/en\/wp-json\/wp\/v2\/comments?post=9747"}],"version-history":[{"count":0,"href":"https:\/\/www.assanet.com.ni\/en\/wp-json\/wp\/v2\/pages\/9747\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.assanet.com.ni\/en\/wp-json\/wp\/v2\/pages\/9745"}],"wp:attachment":[{"href":"https:\/\/www.assanet.com.ni\/en\/wp-json\/wp\/v2\/media?parent=9747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}